Personal loans · $100 – $5,000 · all credit types considered
Start your request
$100 – $5,000 · as soon as the next business day, if approved
256-bit SSL · Checking your options won't affect your credit score · Free
- Not a lender
- Free to send
- No obligation
- Your details stay encrypted
You're not sure who to trust with this. Fair enough.
BeaconBorrow is a loan request service, not a lender. One short request reaches a network of lenders. $100 – $5,000, free to send.
Before you type anything
The doubts are reasonable.
- Half these sites look the same.
- You can't tell who's a lender and who isn't.
- Nobody says what happens to your details.
- You want a straight answer before you type anything.
- Here's ours: we're not a lender.
We pass one request to a network of lenders. They decide, on their own terms. $100 – $5,000, free to send, with no obligation.
See my optionsOne request, a network of lenders
Three steps, and you control the last one.
Nothing moves that you did not start, and nothing is owed unless you accept an offer.
- One
You send one request
The amount, a few details about you, and how you are paid. A few minutes on a phone, encrypted the whole way.
- Two
Lenders look at it
Your request reaches a network of lenders. Each one decides on its own terms, and all credit types are considered.
- Three
You decide
If an offer comes back, its rate, fees and repayment dates are set out before you agree. Say no and you owe nothing.
What we are and what we are not
A fixed light, not a lender.
BeaconBorrow does one thing: it carries your request to lenders. We do not make credit decisions, we do not set terms, and we do not lend money.
- I
We say what we are
A loan request service. Lenders decide; we do not. That is the whole of it.
- II
We say where your details go
To lenders and lending partners, so your request can be reviewed. The privacy policy sets out the rest in plain English.
- III
Asking costs nothing
Checking your options won't affect your credit score. Sending a request is free, and no offer has to be accepted.
What happens next
One request. A network of lenders. Their decision, not ours.
We do not approve anything and we do not set terms. We carry the request, and the lender tells you what it can do.
Straight answers
Six questions, answered first.
Is BeaconBorrow a lender?
No. BeaconBorrow is a loan request service. Your request goes to a network of lenders, and any offer comes from a lender, on that lender's terms.
How much can I request?
Between $100 and $5,000. What a lender offers may be different from the amount you ask for.
Will asking affect my credit score?
No. Checking your options won't affect your credit score, because it is a soft inquiry. A lender may run its own credit check as part of considering your request.
What does it cost?
Nothing. Sending a request is free, and there is no obligation to accept any offer a lender makes.
How soon could funds arrive?
That is the lender's call. Some lenders fund as soon as the next business day, if approved. The lender tells you its timing before you agree to anything.
What if no lender can help today?
Then nothing happens and you owe nothing. A request is not an application to us, and you are free to ask again another time.
When you are ready
The form is at the top of this page.
$100 – $5,000, free to send, with no obligation. BeaconBorrow is not a lender; the lenders decide.
Start my request